Table 2

Balance in MSA/year-level population characteristics and patient-level characteristics across levels of the instrument

Instrumental variable quartiles
(% of all children in the database from the included child’s MSA in that year who had an HDHP)
SD quartile 1 versus quartile 2SD quartile 1 versus quartile 3SD quartile 1 versus quartile 4
Quartile 1
1.23%–10.35% (n=2152)
Quartile 2
10.37%–20.26% (n=2146)
Quartile 3
20.33%–28.18% (n=2151)
Quartile 4
28.25%–69.92% (n=2151)
Patient-level characteristics
 HDHP coverage113 (5.3)317 (14.8)527 (24.5)901 (41.9)0.320.560.96
 Female1032 (48.0)1054 (49.1)1006 (46.8)1063 (49.4)0.020.020.03
 Any chronic condition285 (13.2)296 (13.8)359 (16.7)382 (17.8)0.020.100.13
 Any concurrent surgical procedure495 (23.0)494 (23.0)505 (23.5)522 (24.3)0.000.010.03
MSA/year-level population characteristics
 Median household income among households with children65 786.5 (17 507.1)72 899.0 (21 006.1)73 514.2 (14710.6)75 612.6 (13 978.9)0.370.480.62
 Percentage of non-Hispanic white children44.2 (15.1)48.7 (13.5)49.5 (15.9)55.0 (13.6)0.320.350.75
  • Descriptive statistics shown are number (column %) or mean (SD).

  • HDHP, high deductible health plan; MSA, metropolitan statistical area.